Effective date: September 18, 2026
These Terms of Service govern your use of PhillipMcCloud.com, a website operated by Phillip McCloud. By accessing or using the website, you agree to these terms. If you do not agree, do not use the website.
Informational Purpose
Content on PhillipMcCloud.com is provided for general informational and educational purposes. The website may discuss work-from-home topics, affiliate marketing, online opportunities, continuing education, ebooks, wellness products, and related subjects. Content is not individualized legal, tax, financial, investment, medical, or other professional advice.
Permitted Use
You may use the website for lawful, personal purposes. You may not attempt to disrupt the website, gain unauthorized access to its systems, misuse its content, introduce malicious code, scrape or reproduce substantial portions of the website without permission, or use the website in violation of applicable law.
Intellectual Property
Unless otherwise stated, original website text, branding, graphics, ebooks, and other original materials published by Phillip McCloud are protected by applicable intellectual-property laws. Third-party names, trademarks, images, and materials remain the property of their respective owners.
Third-Party Links and Services
The website may contain links to third-party websites, merchants, platforms, programs, and services. Those sites operate under their own terms and privacy practices. A link does not make Phillip McCloud responsible for the third party’s content, security, products, services, policies, or performance.
Affiliate Relationships and Results
Some links may generate compensation for Phillip McCloud. No earnings, business, wellness, or other outcome is guaranteed. See the Affiliate & Income Disclaimer and General Disclaimer for additional information.
No Warranty
To the extent permitted by law, the website and its content are provided on an ‘as is’ and ‘as available’ basis. Phillip McCloud does not warrant that the website will always be uninterrupted, error-free, current, or suitable for every visitor’s particular purpose.
Limitation of Liability
To the extent permitted by applicable law, Phillip McCloud will not be liable for indirect, incidental, special, consequential, or similar damages arising from reliance on website content, use or inability to use the website, or dealings with third parties reached through the website. Nothing in these terms excludes liability that cannot lawfully be excluded.
Changes and Governing Requirements
These terms may be updated from time to time. Continued use after an update means the revised terms apply to future use, subject to applicable law. Any mandatory rights available to you under applicable consumer law remain unaffected.
Contact
Questions about these Terms of Service may be submitted through the Contact page on PhillipMcCloud.com.